Dr. Gao is a vice president and defined contribution (DC) specialist in the Newport Beach office and a member of PIMCO's Defined Contribution practice. Her primary areas of focus are financial modeling, asset allocation and risk management. Prior to joining PIMCO in 2009, Dr. Gao worked with the fixed income portfolio management department at Principal Global Investors and the capital markets group at Federal Home Loan Bank of Des Moines. She has six years of investment experience and holds a Ph.D. in economics from Iowa State University. She earned her master’s and undergraduate degrees in finance from Zhejiang University in China.
Successful target-date strategies should help retirement plan participants get “to” their retirement date with adequate savings and provide a sufficient level of real income replacement “through” their retirement as well.
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