Understanding Investing

Retirement, From Start to Finish: Managed Volatility

Retirements and marathons both require diligent preparation and execution. Managed volatility strategies aim to help investors as they save for retirement by seeking to both accumulate and preserve capital along the way. As always, you should talk to your financial adviser who can help select the products and services that are right for you.

More from this section

Read Transcript

Voice Over: Running a marathon takes discipline. You need to train regularly, eat correctly and stay mentally strong for the challenge ahead.

The past several decades may have felt like a marathon, as you’ve worked hard and saved to achieve your vision of retirement.

But, reaching retirement isn’t the finish line, it’s actually the beginning.

And the road ahead, just like a marathon, is uncertain.

Healthcare spending can rise dramatically during retirement and people are living longer than ever, which means you may need your money to last longer than you anticipated.

There are three ways to help make it last throughout retirement. Protect it. Grow it. Pace it.

Protecting it means keeping your money safe.  The farther along you go in your marathon, the more fatigued you’ll be making it challenging to recover from a hard fall. If a severe market event takes place you’ll have less time to recoup losses.

Growing it means, at the very least, keeping up with inflation. During your run you should continually refuel but you don’t want to overdo it. Similarly, during retirement, it’s wise to grow your money so it retains its value —you don’t want to overdo it with risky investments and end up losing it.

Pacing it means making your money last – just as you would not exhaust yourself at the start of a marathon – be wise about how you use your retirement investments so they are not exhausted in your life time.

Severe market swings happen more frequently than many investors realize – about once every five years during the past three decades.

Managed volatility strategies aim to help make your money grow as you save for retirement, as well as last throughout retirement, by seeking to shield your investments from potential downswings in the market.

They can shed equities during periods of high volatility, and reintroduce them during periods of stability to help maximize growth, with the goal of preserving your capital no matter which way the market moves.

Text on screen: As always, you should talk to your financial adviser who can help select the products and services that are right for you.

For more information, visit pimco.com

Filters: Reset All

Filters

Close Filters Dropdown
  • Tags

    Reset

    Close
  • Category

    Reset

    Bond by Bond
    Careers
    Economic and Market Commentary
    Investment Strategies
    PIMCO Foundation
    PIMCO Education
    View from the Investment Committee
    View From the Trade Floor
    Viewpoints
    Education
    Close
  • Order By

    Reset

    Alphabetical
    Most Recent
    Close
() filters applied

Multimedia Finder

Filter By:
  • Bond by Bond
  • Careers
  • Economic and Market Commentary
  • Investment Strategies
  • PIMCO Foundation
  • PIMCO Education
  • View from the Investment Committee
  • View From the Trade Floor
  • Viewpoints
  • Understanding Investing
  • A
  • B
  • C
  • D
  • E
  • F
  • G
  • H
  • I
  • K
  • M
  • N
  • P
  • R
  • S
  • T
  • V
  • W
  • Z
Clear
Berdibek Ahmedov
Product Strategist
Robert Arnott
Founder and Chairman, Research Affiliates
Andrew Balls
CIO Global Fixed Income
Rachel Betton
Justin Blesy
Asset Allocation Strategist
Meredith Block
ESG Research Analyst
Allison Boxer
Economist
David L. Braun
Portfolio Manager
Jelle Brons
Portfolio Manager, Global and U.S. Investment Grade Credit
Nathaniel Brown
Director of the PIMCO Foundation
Erin Browne
Portfolio Manager, Asset Allocation
Grover Burthey
Portfolio Manager, ESG
Libby Cantrill
U.S. Public Policy
Kenneth Chambers
Fixed Income Strategist
Stephen Chang
Portfolio Manager, Asia
Devin Chen
Portfolio Manager, Commercial Real Estate
Richard Clarida
Global Economic Advisor
Mathieu Clavel
Portfolio Manager, Alternative Credit
Tony Crescenzi
Portfolio Manager, Market Strategist
Harin de Silva
Portfolio Manager, Special Situations
Pramol Dhawan
Portfolio Manager
Matt Dorsten
Portfolio Manager, Quantitative Strategy
Jason Duko
Portfolio Manager
Devin Ekberg
Senior Consultant, Advisor Education
David Forgash
Portfolio Manager
Preeyam Gandhi
Strategist
Max Gelb
Product Strategist
Nick Granger
Portfolio Manager, Quantitative Analytics
Adam Gubner
Portfolio Manager, Distressed Debt
Bill Gurtin
Gregory Hall
Head of U.S. Global Wealth Management
David Hammer
Portfolio Manager
Daniel H. Hyman
Portfolio Manager
Daniel J. Ivascyn
Group Chief Investment Officer
Henry Kao
Account Manager, Stable Value
Mark R. Kiesel
CIO Global Credit
Erica Kinsella
Product Strategist, ESG Strategies
Sean Klein
Head of Client Business Strategy – Client Solutions and Analytics
Kristofer Kraus
Portfolio Manager
Brian Kyle
Global Wealth Management
Jason Mandinach
Head of Alternative Credit and Private Strategies
Kyle McCarthy
Alternative Credit Strategist
Lalantika Medema
Alternative Credit Strategist
Vidur Mehra
Product Strategist
Mohit Mittal
CIO Core Strategies
John Murray
Portfolio Manager, Global Private Real Estate
John Nersesian
Head of Advisor Education
Roger Nieves
Sonali Pier
Portfolio Manager, Multi-Sector Credit
Christina Pihos
Defined Contribution Marketing
Gavin Power
Chief of Sustainable Development and International Affairs
Chitrang K. Purani
Lupin Rahman
Portfolio Manager
Graham A. Rennison
Quantitative Portfolio Manager
Antonese Robertson
Global Wealth Management
Steve A. Rodosky
Portfolio Manager
Emmanuel Roman
Chief Executive Officer
Jerome M. Schneider
Portfolio Manager
Marc P. Seidner
CIO Non-traditional Strategies
Emmanuel S. Sharef
Portfolio Manager, Asset Allocation and Multi Real Asset
Greg E. Sharenow
Portfolio Manager, Commodities and Real Assets
Kimberley Stafford
Global Head of Product Strategy; Responsible for Sustainability Oversight
Jason R. Steiner
Portfolio Manager, Private Lending and Opportunistic Strategies
Christian Stracke
President, Global Head of Credit Research
Richard Thaler
Distinguished Service Professor of Economics and Behavioral Science at the University of Chicago's Booth School of Business
François Trausch
CEO and CIO of PIMCO Prime Real Estate
D. Alan Trice
Matt Tuten
Portfolio Manager
Chad Van Dyk
Global Wealth Management
Megan Walters
PIMCO Prime Real Estate
Qi Wang
CIO Portfolio Implementation
Jamie Weinstein
Portfolio Manager, Corporate Special Situations
Paul-James White
Portfolio Manager
Tiffany Wilding
Economist
Jerry Woytash
Portfolio Manager, Short-Term Desk
Kirill Zavodov
Portfolio Manager, Real Estate
Mike Cudzil
Portfolio Manager
Chris Brightman
Chief Executive Officer and Chief Investment Officer, Research Affiliates
PIMCO
Ryan Mulvey
Strategist
Ben Bernanke
Chair, Global Advisory Board
Seray Incoglu
Portfolio Manager, Commercial Real Estate
  • Alphabetical
  • Most Recent
Section : Date : Experts :
Reset All
Opportune Time for High-Quality Global Bonds
Today’s Historic Opportunity in Actively Managed Bonds (video)
Celebrating International Women’s Day
Risks and Opportunities: Moving from Cash to Bonds
Macro and Markets Q1 2024
Economic and Market Commentary

Macro & Markets – Q1 2024 (video)

Macro & Markets – Q1 2024

Join us for PIMCO’s “Macro and Markets” webinar, a quarterly conversation where we help contextualize the fixed income market and share insights from PIMCO’s Cyclical and Secular outlooks. In this edition –inflation, employment are rate cuts; how a soft landing is possible but risks remain; how markets may have already priced in a cutting cycle; and monetary policy across the globe.
Watch and earn 1-hour of complimentary Continuing Education (CE) for CFP, CIMA, CPWA, and CPA.

Earn CE

Credit Outlook – Time for High Quality Bonds and Leveraged Loans (video)

Load more results Load {{cCtrl.fetchResults}} more results