Experts
Lotfi Karoui
Multi-Asset Credit Strategist, Co-Head of Client Solutions and Analytics
Mr. Karoui is a managing director, multi-asset credit strategist, and co-head of client solutions and analytics. Based in the New York office, he works with portfolio management teams to analyze markets and client portfolios to ensure alignment with strategic views across public and private credit. He also works with client and product teams to develop proprietary tools, data, and frameworks and engages clients on complex investment solutions. Prior to joining PIMCO in 2026, Mr. Karoui was the chief credit strategist at Goldman Sachs, responsible for research and views on global credit markets. He joined Goldman Sachs in 2007 and previously taught undergraduate and graduate level courses in finance and operations research at McGill University and HEC Montréal. His academic research into fixed income markets, interest rate models, and macro-finance has been recognized with awards from the Financial Mathematics Institute of Montréal and published in leading academic journals. He holds a Ph.D. in financial economics from McGill University, a master’s degree in financial engineering from HEC Montréal, and an undergraduate degree from IHE Carthage in Tunisia.