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Pension Solutions

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    Our obligation is to help pension plans meet theirs.

    Drawing on 50+ years of experience working with defined benefit plans, PIMCO has a deep understanding of the needs and issues affecting plan sponsors.
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You face unique challenges. PIMCO can help.

Defined benefit plan sponsors today are faced with a wide array of challenging issues, from uncertain markets to complex liability structures to regulatory requirements. Given your plan’s unique circumstances, PIMCO’s pension solutions team is dedicated to helping you achieve the best possible outcomes for your plan participants.

A Wealth of Resources and Expertise

PIMCO has a longstanding and deep commitment to our pension clients. As your partner, we bring our extensive global resources and decades of experience to work for you. We are a leader and innovator in liability driven investing (LDI) and a pioneer in delivering complete and efficient de-risking solutions.

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  • Long duration and LDI portfolio management
  • Overlay implementation to achieve hedge ratio targets
  • Glide path (de-risking plan) structuring
  • Custom LDI design and portfolio implementation
  • Customized client reporting and monitoring
  • Pension liquidity management
  • Return-seeking portfolio optimization
  • Completion management
  • Hibernation / liability-immunization implementation
  • Annuity-ready and PRT portfolio implementation*
  • Minimize operational complexity of running multi-manager LDI programs
As of 31 December 2021.
* PIMCO does not offer insurance guaranteed products or products that offer investments containing both securities and insurance features.

An Intensive Focus on Client Needs

PIMCO's pension solutions team partners with plan sponsors and their consultants to provide insight and guidance through every aspect of pension risk management program design and implementation.

1. Analyze

  • Each plan’s unique liability profile
  • Asset and liability risk factor composition
  • Sources of funded status volatility
  • Performance under various market conditions

2. Structure

  • Customized liability benchmarks
  • Tailored asset portfolios: return seeking/liability hedging
  • Completion management solutions
  • Overlay solutions
  • Optimal glide paths

3. Monitor

  • Funded status fluctuations
  • Performance of assets and liabilities
  • Impact of regulatory, legislative and accounting changes
  • LDI asset/liability hedge monitoring

4. Service

  • Ongoing collaboration to reassess plan needs
  • Dynamic adjustment over time of strategy and benchmark

PIMCO Quarterly Pension Review

2022 was a volatile year for government bond yields as many central banks focused on fighting inflation

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Contact Us

Contact your PIMCO Account Manager for more information about partnering with our pension solutions team. You can also call us at 949.720.6000.

Featured Insights

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Understanding the Completion Mandate Value Proposition
LDI Programs: Finding a Better Replacement for Treasury STRIPS
Bundled LDI Portfolios: An Antidote to Historically Low Treasury Yields?
Manager Diversification in LDI Portfolios: Consume in Moderation

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Disclosures

De-risking strategy based on a function of plan funded status. As plan funded status improves, clients may be interested in reducing their plan funded status volatility by shifting out of risk assets and into liability-hedging fixed income.

PIMCO as a general matter provides services to qualified institutions, financial intermediaries and institutional investors. Individual investors should contact their own financial professional to determine the most appropriate investment options for their financial situation. This material contains the current opinions of the manager and such opinions are subject to change without notice. This material has been distributed for informational purposes only and should not be considered as investment advice or a recommendation of any particular security, strategy or investment product. Information contained herein has been obtained from sources believed to be reliable, but not guaranteed. No part of this material may be reproduced in any form, or referred to in any other publication, without express written permission. PIMCO is a trademark of Allianz Asset Management of America L.P. in the United States and throughout the world. Pacific Investment Management Company LLC, 650 Newport Center Drive, Newport Beach, CA 92660, 800-387-4626. ©2022, PIMCO.

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