Helping build retirement solutions for better outcomes.

PIMCO Defined Contribution

Our innovative retirement solutions are designed to meet the challenges of changing markets and account for the broadest range of investment objectives.

~94,000* Plans

Include a PIMCO strategy

$112.2B**

In AUM by Strategy

#1 Fund***

Held by DC plans by category

defined contribution strategies

PIMCO RealPath® Blend

RealPath Blend is designed to meet the unique challenges of long-term retirement investing. The active fixed income component looks to manage downside risk and deliver retirement income, while the passive equity component seeks to minimize costs. Over the past 5 years, PIMCO RealPath Blend has not only helped investors build their retirement wealth, but protect it along the way.

Multi-Layered Approach to Managing Risk

Diversification
Meaningful diversification in equities and fixed income is the first step smoothing the transition from a return seeking to an income generating asset allocation. We aim for our return risk seeking assets to be well diversified, which means they have less home markets bias and more exposure to non-U.S. and emerging market investments.
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Active Management
As participants approach retirement, savings balances are largest, and this is when a target date fund’s asset allocation will make the shift towards fixed income. Active fixed income outperformance can help to preserve and grow wealth and extend the longevity of retirement income.
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Downside Risk Management
PIMCO also employs active strategies for investors who are nearest and in retirement to help defend wealth during times when traditional diversification fails.
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Learn More About RealPath Blend

RESOURCES

Engagement Matters

Our broad library of materials and depth of content allow us to provide our clients with a comprehensive approach to communicating with their participants.

Defined Contribution Insights

RealPath Blend: Glidepath Asset Allocation Update

Tiffany Wilding, North American economist, and Steve Sapra, senior member of our glidepath leadership team, discuss our upgraded forecasts for both growth and inflation and the modest shifts made to the glidepath’s asset allocation as a result.

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Defined Contribution Leadership

fund manager Rene Martel

Rene Martel

Product Manager

Mr. Martel is a managing director in the Newport Beach office and PIMCO’s head of retirement. In this role, he oversees the development and implementation of investment...

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fund manager Erin Browne

Erin Browne

Portfolio Manager

Ms. Browne is a managing director and portfolio manager in the Newport Beach office, focusing on asset allocation strategies, including PIMCO’s multi-asset funds and RealPath...

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fund manager James Bentley

James Bentley

Account Manager

Mr. Bentley is an executive vice president and national retirement sales manager in the Newport Beach office. Prior to joining PIMCO in 2011, he was vice president at DWS...

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fund manager Steve Sapra

Steve Sapra

Analytics

Mr. Sapra is an executive vice president and quantitative research analyst in the Newport Beach office, focusing on client solutions and analytics with an emphasis on defined...

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How can PIMCO help you?

For more information and answers to your questions, please contact us.

Disclosures

* BrightScope, 30 June 2022

** PIMCO, 30 June 2022

*** Based on study of PIMCO DC AUM and data from P&I article dated December 2021.

There is no guarantee that these investment strategies will work under all market conditions or are appropriate for all investors and each investor should evaluate their ability to invest long-term, especially during periods of downturn in the market. Investors should consult their investment professional prior to making an investment decision.

Glide path is the asset allocation within a target-date strategy (also known as a lifecycle or target maturity strategy) that adjusts over time as the participant’s age increases and their time horizon to retirement shortens. The basis of the glide path is to reduce the portfolio risk as the participant’s time horizon decreases. Typically, younger participants with a longer time horizon to retirement have sufficient time to recover from market losses, their investment risk level is higher, and they are able to make larger contributions (depending on various factors such as salary, savings, account balance, etc.). Generally, older participants and eligible retirees have a shorter time horizon to retirement, and their investment risk level declines as preserving income wealth becomes more important.

PIMCO as a general matter provides services to qualified institutions, financial intermediaries and institutional investors. Individual investors should contact their own financial professional to determine the most appropriate investment options for their financial situation. This material contains the current opinions of the manager and such opinions are subject to change without notice. This material has been distributed for informational purposes only and should not be considered as investment advice or a recommendation of any particular security, strategy or investment product. Information contained herein has been obtained from sources believed to be reliable, but not guaranteed. No part of this material may be reproduced in any form, or referred to in any other publication, without express written permission. PIMCO is a trademark of Allianz Asset Management of America L.P. in the United States and throughout the world. ©2022, PIMCO

CMR2021-1217-1958644